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No one cares, really. As long as you have a spare $1,200.

Who would possibly pay that?

A day late and a dollar short is another way to say too little too late. When a person is a day late and a dollar short, he has not only missed an opportunity due to tardiness, but also because he has not put forth enough effort. Originally, the phrase a day late and a dollar short most probably referred to not having enough money to avail. This thread is locked. You can follow the question or vote as helpful, but you cannot reply to this thread.

You could, if you're one day late on some payments.

Gary, a 23-year-old student, was one day late when he paid his first of twelve payments on his new laptop. He'd gotten a great deal, too: a $2,300 machine for 1100 bucks.

But he didn't remember to read the fine print of his contract. Who reads that anyway?

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Gary was one day late making his payment, but made the remaining 11 payments right on time. He figured he'd paid off his laptop.

But the monthly bills from the computer company kept coming.

What Happened?

He called the computer company. Because he was just one little day late on the first payment, the fine print in his contract said the discount price of $1,100 for the computer was cancelled. The full price of $2,300 had to be paid.

That's $1,200 down the drain.

How hard do you work for $1,200?

Would it bother you to throw away this much money? Don't let this happen to you.

• Pay attention to the terms when you buy something with payments. Actually read all that fine print in the contract. Here's a trick: some companies actually make the fine print harder to understand on purpose. Why? They don't want you to pay on time.

• Never make payments on the last day they are due. Here's a trick some companies play: they say your payment is due on a certain day, but they don't tell you the payment is due in the morning or by noon, while their mail delivery may be in the afternoon.

• Protect your credit! One day late on a payment costs you money. But thirty days late on a single payment can impact your credit for years.

One Second After is a 2009 novel by American writer William R. Forstchen. The novel deals with an unexpected electromagnetic pulse attack on the United States as it affects the people living in and around the small American town of Black Mountain, North Carolina.

Released in March 2009, One Second After and was ranked as number 11 on the New York Times Best Seller list in fiction in May 2009.^[1] A trade paperback edition was released in November 2009.^[2]

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Background[edit]

Black Mountain, North Carolina, is a small American town, home to a college with about six hundred students. Although it has no large businesses, it is becoming a summer destination for people from larger cities. Black Mountain is strategically located along an interstate highway and provides the water supply for the nearby city of Asheville.

Plot[edit]

John Matherson is a professor of history at the local Montreat Christian College. A retired U.S. Armycolonel and Gulf War veteran, he had moved to Black Mountain with his family when his late wife Mary, a native of the town, was dying from cancer. He now is the widowed father of two daughters, Elizabeth and Jennifer.

At 4:50 p.m. (16:50) Eastern Daylight Time on the second Tuesday of May, the first day described in the book's narration, the phone lines in the town suddenly go dead, along with all the electrical appliances. Within hours it becomes clear that this is no ordinary blackout. Every modern electrical device is disabled, destroyed by what Matherson is beginning to suspect is an electromagnetic pulse (EMP) attack on the United States.

The United States has effectively been returned to the 19th century, with few 21st-century people able to deal with such conditions. Matherson later remarks that survivors have had to rely on the technology of the early 16th century. His immediate concern is his twelve-year-old daughter, who has Type 1 diabetes. Without a constant supply of insulin, which requires refrigeration, she will die.

The book explores how the whole community responds, as many others face similar crises. Matherson's experience and character help him with the town's residents. Hundreds of motorists are stranded when their vehicles stop. They get into town, making the residents feel threatened by the numbers of people needing help. An immediate concern is food. No refrigerators or freezers are running, nor are grocery stores receiving supplies.

Residents of the nursing home in town, where Matherson's elderly cancer-stricken father-in-law is being cared for, are at risk. The elderly and frail need refrigerated medicines, and many require constant nursing care. The EMP has disabled the nursing home's generator. There are no AM/FM radio broadcasts, no television, no Internet, and thus, no communication with anyone outside the town is possible. It takes two months before a working antique telephone can connect Black Mountain with the nearby town of Swannanoa.

Matherson's in-laws are car collectors who happen to own a 1959 Edsel, and a Mustang. Macs cost. These are not affected by the EMP as they have no sensitive electronics. Similarly a resident's vintage airplane is newly useful, because it has no vulnerable electronics.

Without modern sanitation and supplies, diseases surge. Minor wounds become seriously infected, and the community has soon exhausted its supply of antibiotics. The social order in Black Mountain begins to break down. It is too late in the year to plant and harvest crops. Suddenly, skills not needed in several generations have become critically necessary. The town organizes its young and able-bodied to defend against a marauding band of cannibals. When they attack, there is a violent and deadly battle with high fatalities.

After a while, the extreme shortages of food require rationing. Increasingly, Matherson assumes a growing leadership role as the situation deteriorates. He and other leaders struggle with the multiple issues and moral choices.

Matherson leads several battalions of college students into battle against the marauding Posse. The college's resource officer is killed and two-thirds of the students die. After the battle the Posse leader is captured and hanged on the interstate. Matherson releases several remaining Posse members, saying that they were not going to do any more harm.

One year later, the U.S. military arrives to rebuild and aid the town. It is learned that the EMP was generated by three nuclear missiles launched from offshore container ships. One was launched from the Gulf of Mexico and detonated in the upper atmosphere over Utah, Kansas, and Ohio. The container ship was sunk by an explosion immediately after the missile launch; no one knows who was responsible for the attacks. Another missile was fired from off the Icelandic coast and detonated over East Europe and Russia. This launch affected major cities such as St. Petersburg and Moscow and everything in between. Another nuclear missile was detonated over Japan and South Korea.

The U.S. government believed that an alliance between Iran and North Korea conducted the attacks, and retaliated by striking both countries with nuclear weapons. The U.S. withdrew all of its overseas military forces to aid in rebuilding and humanitarian work at home. The EMP attack brought down Air Force One, and the U.S. president died upon impact.

One year after the EMP attack, the United States is described as having 30 million survivors, down ninety percent from a pre-attack population of 300 million. The People's Republic of China is occupying the U.S. west coast with a 500,000-strong occupation force, and Mexico occupies its former territory of Texas and the American Southwest, as a protectorate against China.

The book also explores the increasingly intimate relationship Matherson develops with Makala Turner, a single, childless nurse among those stranded by the pulse.

Characters[edit]

• John Matherson – A widowed professor of history at the local Montreat Christian College and retired U.S. Army colonel, who rises to a position of responsibility as the crisis in his community develops.
• Elizabeth Matherson – John's sixteen-year-old daughter.
• Jennifer Matherson – John's twelve-year-old daughter, who has Type 1 diabetes.
• Jenny – The mother of John's deceased wife, Mary. Jenny is a gentle Southern matriarch who is very close with John and his daughters.
• Makala Turner – A supervising nurse for a cardiac surgical unit from Charlotte, North Carolina who is stranded in Black Mountain on her way to a medical conference in Asheville on the day of the EMP strike.
• Charlie Fuller – John Matherson's close friend and Black Mountain's Director of Public Safety, in charge of the town's fire and police departments.
• Washington Parker – A retired Marine sergeant major who is Head of Campus Security at Montreat Christian College.
• Dan Hunt – The well-respected president of Montreat Christian College, whose life Bob Scales saved during the Vietnam War.
• Jim Bartlett – John's eccentric neighbor who owns the local Volkswagen repair shop and supplies the town with working vehicles after the EMP attack.
• Doc Kellor – Black Mountain's local doctor.
• Tom Barker – Black Mountain's chief of police.
• Don Barber – Owner of a functioning Aeronca L-3 who provides crucial intelligence to the community, especially regarding the advance of the Posse, through his reconnaissance flights.
• Kate Lindsey – Black Mountain's mayor at the time of the EMP attack.
• Ben Johnson – Elizabeth Matherson's boyfriend and later fiancé.
• Bob Scales - John's friend, a high-ranking worker at the Pentagon who acts as the girls godfather, got John his position at the college, and saved Dan Hunt's life in the Vietnam War.

Non-fiction afterword[edit]

The book contains a brief non-fiction afterword by U.S. NavyCaptain William Sanders, regarding EMPs, which includes references to the reports of the United States EMP Commission^[3] and the book The Effects of Nuclear Weapons by Samuel Glasstone and Philip J. Dolan, published by the United States Department of Defense,^[4] which is a technical description based on early nuclear tests.

Reception[edit]

One Second After was released on March 17, 2009, and a trade paperback edition was released on November 24, 2009. The book reached the number 11 position on The New York Times best-seller list in fiction on May 3, 2009.^[5]

Film adaptation[edit]

The option for the film rights to One Second After was initially sold to Warner Bros., but has subsequently expired. As of August 2011, a new option was being negotiated with another unknown studio.^[6]

Sequels[edit]

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A sequel, One Year After: A John Matherson Novel, was released on September 15, 2015. The plot premise is: 'One Second After was a dire warning of what might be our future..and our end. Now, One Year After returns to the small town of Black Mountain, and the man who struggled so hard to rebuild it in the wake of devastation-John Matherson. It is a thrilling follow-up and should delight fans in every way.'

The third book in the trilogy, The Final Day: A John Matherson Novel, was released on January 3, 2017. In this book, it is revealed that only 30 million Americans survived up to this time.

See also[edit]

References[edit]

1. ^New York Times Best Seller list, fiction, May 3, 2009
2. ^MacMillan, One Second After – publisher's book webpage
3. ^US Government, Commission to Assess the Threat to the United States from Electromagnetic Pulse (EMP) Attack website
4. ^Glasstone, Samuel and Dolan, Philip J., The Effects of Nuclear Weapons. Chapter 11. United States Department of Defense. (First edition 1950, third edition 1977. 'Archived copy'. Archived from the original on 2009-08-21. Retrieved 2009-12-16.CS1 maint: archived copy as title (link)
5. ^New York Times Best Seller list, fiction, May 3, 2009
6. ^One Second After, Official Book Web Site

External links[edit]